If you rent a house, apartment or condo and a fire or severe weather damages the building plus all of your possessions… your landlord would be covered, but none of your personal belongings would. Even if you didn’t own that much, the cost to replace everything – electronics, jewelry, furniture, clothes – could be thousands of dollars.
That’s why you need Renters Insurance.
What does a standard Renters Insurance policy cover?
- Your personal belongings
- Reimbursement living expenses (if your place becomes uninhabitable)
- Liability protection
- Guest medical protection
- With policy rider (additional charge): jewelry, guns, collectibles, art, rare coins, and more
What would a Renters Insurance policy cost me?
Renters insurance is much more affordable than you may expect – typically less than a dollar a day.
With a low price like that, it makes sense to protect your possessions with Renters Insurance from the Unland Companies.
How to Determine the Amount of Coverage You Need
Renters insurance can be flexible in the amount of coverage it provides.
By taking a quick inventory of your home, you’ll not only see how fast all of your possessions add up, but you’ll also be able to determine how much coverage you need. Follow our renters inventory checklist to help you assign value to your possessions. Or use the following FREE online tool to make your inventory with a few clicks.
List Security Tip:
The safety of your list is vital for insurance claims.
Be sure to store your list of possessions and property in a safe place OUTSIDE of your home. This is to avoid losing your list in a house fire, flood, burglary, tornado, or other disaster to your home.
Add any significant new acquisitions and purchases to it right away, while it’s still fresh in your mind.