Condo Owners Insurance
Unland knows what’s inside counts.
Condo living… you pay your association fees and everything is taken care of, right? Not quite.
Yes, your association carries insurance, but that insurance only covers the building, commonly owned property and liability insurance for the association. This leaves the door wide open for situations that aren’t covered by your association policy.
A burglary? Property destruction by vandals? Someone gets injured in your home? Not covered.
Simply put, everything inside your condo is your financial responsibility, not the condo association’s. There’s no getting around it. You need reliable Condo Owner Insurance.
What does a standard Condo Owners Insurance policy cover?
Most condominium association policies stop at the external walls. You need to protect what you own inside those walls with a policy that provides good coverage.
Our basic policy covers:
- Your personal belongings
- Reimbursement living expenses (if your place becomes uninhabitable)
- Liability protection
- Guest medical protection
- With added rider: jewelry, guns, art, gold, collectibles, and more.
What will Condo Owners Insurance cost me?
Condo owners insurance costs a lot less than you may think.
Customized policies, with riders covering jewelry, gold, rare coins, antiques, and other valuables are reasonably priced and are very good values.
How To Determine the Amount of Coverage You Need
The level of condo insurance you need can vary. So take a look at what your association policy covers and follow our inventory checklist to help you assign a value to your possessions.
You can also use this FREE online tool to make your inventory with a few clicks!
List Security Tip
The safety of your list is vital for insurance claims.
Be sure to store your list of possessions and property in a safe place OUTSIDE of your home. This is to avoid losing your list in a house fire, flood, burglary, tornado, or other disaster to your home.
Add any significant new acquisitions and purchases to it right away, while it’s still fresh in your mind.