Condo living... you pay your association fees and everything is taken care of, right? Not quite.
Yes, your association carries insurance, but that insurance only covers the building, commonly owned property and liability insurance for the association. This leaves the door wide open for situations that aren’t covered by your association policy.
Water damage to your walls? A burglary? Property destruction by vandals? Someone gets injured in your home? Not covered.
Simply put, everything inside your condo is your financial responsibility, not the condo association's. There's no getting around it. You need reliable Condo Owner Insurance.
Most condominium association policies stop at the external walls. You need to protect what you own inside those walls with a policy that provides good coverage.
Our basic policy covers:
Condo owners insurance costs a lot less than you may think – typically around a dollar ($1.00) a day or less.
Customized policies, with riders covering jewelry, gold, rare coins, antiques, and other valuables are reasonably priced and are very good values.
Enjoy the peace of mind that comes from having the right insurance coverage at a low cost.
Like renters insurance, condo insurance costs a lot less than you many think – typically around a dollar a day or less. A standard condominium insurance policy covers:
You may also add a rider to your policy to cover valuable items like jewelry, guns, collectibles and more.
The level of condo insurance you need can vary. So take a look at what your association policy covers and follow our inventory checklist to help you assign value to your possessions.
You can also use ones of these FREE online tools to make your inventory with a few clicks!
Know Your Stuff® Home Inventory Software
Available from the Insurance Information Institute, this application makes creating and updating your inventory easy and efficient. Plus, their secure online storage allows you to access your inventory list anywhere, any time. iPhone and Android apps are also available for this program.
My Home Scr.APP.book
Quickly captures images, descriptions and serial numbers of prized possessions. This app allows you to organize information by room or category and even creates a back-up file for email sharing. Available for iPhone and Android devices.
The safety of your list is vital for insurance claims.
Be sure to store your list of possessions and property in a safe place OUTSIDE of your home. This is to avoid losing your list in a house fire, flood, burglary, tornado, or other disaster to your home.
Add any significant new acquisitions and purchases to it right away, while it's still fresh in your mind.
We have agents standing by to help you with any insurance questions you have.
At Unland, we take care of it all.
Call 800-747-3241 or email us directly.