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Condo Owners Insurance

Outside building shot of condos

Unland knows what’s inside counts.

Condo living... you pay your association fees and everything is taken care of, right? Not quite.

Yes, your association carries insurance, but that insurance only covers the building, commonly owned property and liability insurance for the association. This leaves the door wide open for situations that aren’t covered by your association policy.

Water damage to your walls? A burglary? Property destruction by vandals? Someone gets injured in your home? Not covered.

Simply put, everything inside your condo is your financial responsibility, not the condo association's. There's no getting around it. You need reliable Condo Owner Insurance.

What does a standard Condo Owners Insurance policy cover?

Most condominium association policies stop at the external walls. You need to protect what you own inside those walls with a policy that provides good coverage.

Our basic policy covers:

  • Your personal belongings
  • Reimbursement living expenses (if your place becomes uninhabitable)
  • Liability protection
  • Guest medical protection
  • With added rider: jewelry, guns, art, gold, collectibles, and more.

What will Condo Owners Insurance cost me?

Condo owners insurance costs a lot less than you may think – typically around a dollar ($1.00) a day or less.

Customized policies, with riders covering jewelry, gold, rare coins, antiques, and other valuables are reasonably priced and are very good values.

Enjoy the peace of mind that comes from having the right insurance coverage at a low cost.

Like renters insurance, condo insurance costs a lot less than you many think – typically around a dollar a day or less. A standard condominium insurance policy covers:

  1. Your personal belongings
  2. Reimbursement living expenses (if your place becomes uninhabitable)
  3. Liability protection
  4. Guest medical protection

You may also add a rider to your policy to cover valuable items like jewelry, guns, collectibles and more.

How To Determine the Amount of Coverage You Need

The level of condo insurance you need can vary. So take a look at what your association policy covers and follow our inventory checklist to help you assign a value to your possessions.

You can also use this FREE online tool to make your inventory with a few clicks!

My Home

Quickly captures images, descriptions and serial numbers of prized possessions.  This app allows you to organize information by room or category and even creates a back-up file for email sharing. Available for iPhone and Android devices.

List Security Tip

The safety of your list is vital for insurance claims.

Be sure to store your list of possessions and property in a safe place OUTSIDE of your home. This is to avoid losing your list in a house fire, flood, burglary, tornado, or other disaster to your home.

Add any significant new acquisitions and purchases to it right away, while it's still fresh in your mind.

I'm ready to talk to an Unland insurance agent now.

Contact Noele Tatlock today!  She is ready to help you get the right coverage. Call 309-642-6855 or email her

Get a Quote

At Unland, we take care of it all.

Unland Wealth Strategies
Unland Home Office: 2211 Broadway, Pekin, IL 61554 | (309) 347-2177 or (800) 747-3241 
Macomb Office: 127 S. Side Square  Macomb, Illinois 61455 | (309) 837-0609
East Peoria Office: 201 Clock Tower Drive, East Peoria, IL 61611 | (309) 699-3938
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