School System Insurance

Unland Companies has done its homework and delivers top-of-the-class products.

Whether you’re a public school district or managing the finances of a private school, Unland Companies knows that your set of circumstances are unique. Not only do you have buildings, buses and equipment to protect, you also have to protect the valuable assets inside the building – your teachers and students.

Just like with any business, you need to maintain appropriate levels of insurance coverage for damage to your property, if one of your staff is injured as a result of their job, or if someone slips and falls on your property. But you also have a few unique coverage options available that you should also consider.

School systems can benefit from both standard and specialty insurance coverage.

What Types of Standard Insurance Options are Available for School Systems?

School Systems

General Liability – Should a student, staff member or visitor be injured on campus, this insurance covers bodily injury, medical payments, and defense costs. This insurance also provides bodily injury coverage for athletic injuries. Optional add-ons include coverage for sexual abuse claims and corporal punishment.
Property Insurance - Covers all school buildings, signs, furniture and equipment, school books and teaching supplies, playground equipment, fences or landscaping, as well as other people’s property.
Crime Insurance – Protects against numerous crimes such as employee dishonesty, forgery, theft, burglary, robbery, kidnap, extortion and fraud.
Auto – School systems transport hundreds of kids each week with buses and 15-passenger vans. This coverage protects you from liability and physical damage with a few additional add-ons available.
Workers Compensation – A valuable employee benefit that provides protection for on the job injuries.
Umbrella Insurance – Provide excess layers of protection over your auto and liability coverage.

What Types of Unique Insurance Options are Available for School Systems?

Inland Marine – Covers fine arts and exhibitions, computer equipment, as well as additional add-ons such as musical instruments, uniforms and audio visual equipment.
Law Enforcement Liability – Offers on-site security coverage for personal and bodily injury as well as property damage. Also includes coverage for civil rights violations.
Kidnap & Ransom – Extends protection beyond the school campus, such as school-sponsored events.

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At Unland, we take care of it all.